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去美国找工作签证

52亿次机器人每月来电,最终谁能战胜电信诈骗?

????本文来自微信公众号:硅星人(ID:guixingren123),作者:CJ,编辑:Vicky Xiao,封面:视觉中国
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,“这是最后一次通知……美国移民局通知,您的签证出现异常,如需咨询请按9,由专人为您服务。”,
,正在学习中文的美国工程师Peter收到了这条中文语音信息。他向硅星人询问这段录音的内容,发现是针对在美华人的电信诈骗找错了对象。Peter遭到朋友调侃:“你在自己的国家生活好像还用不上签证吧?”,
,美国联邦通信委员会终于出手打击跨国电信诈骗,其主席Ajit Pai宣布将提出一项提案,禁止短信和国际电话使用虚假的本地电话号码,使该机构有权追踪、惩罚来自海外的诈骗电话。,
,据美国反诈骗公司YouMail监测数据,2019年3月,美国出现了52.3亿个机器人来电,创下最高纪录。一个怪圈出现了——美国不断升级法案打击电信诈骗,机器人来电数量却屡创历史新高。,
,技术发展大大降低了电信诈骗的成本。技术无罪,机器人电话依靠的技术——虚假电话号码(VoIP技术)和网络电话批量拨打服务,在美国都并不违法。,
,违法的是诈骗犯及其骗术。美国已经把本土以诈骗为目的使用虚假电话号码列入非法行为。但不幸的是,大多数诈骗电话来自海外,也一直逍遥法外。,
,人们以为只要不贪婪轻信,就不会蒙受损失。但在电信诈骗巨大的目标基数下,总有不幸掉入陷阱的猎物,比如缺乏“反诈骗意识”的老人和青少年。,
,这是一场技术的斗争,也是人性的博弈。,
,电信诈骗无国界,
,至今没有接到过机器人诈骗电话的人,或许都可以去买彩票了。,
,“如果美国人能在一件事上达成一致,那就是大家都对机器人来电不胜其烦。”美国联邦通信委员会主席Ajit Pai曾撰文写道,而机器人来电也名列该机构投诉榜首。,
,随着更多的诈骗电话被识别和屏蔽,诈骗团伙只能通过更加疯狂的电话数量来网罗受害者。这是美国机器人来电数量屡创新高的原因之一。,
,所以不要接听陌生来电,因为诈骗者会将你视为更易攻破的对象而记上名单,你会被更多的机器人电话轰炸。,
,
,意外横财、快速致富、威胁恐吓…… 电信诈骗者总会针对人性的弱点下手,并施加压力。当诈骗者准确报出受害者银行账号后三位数、姓名和地址等真实信息,并指控他洗钱后,丹佛市一名受害者吓得转出了9万美元,几乎损失了毕生积蓄。,
,,硅星人收到的社会安全码诈骗信息
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,在2018年,仅就上图所示的社会安全码诈骗一案,美国联邦通信委员会收到了3万5千次举报,经济损失达到1000万美元。诈骗电话宣称自己来自谷歌、微软等科技公司,或者是美国社会安全局、移民局等政府机构的工作人员。但这些诈骗者实际上可能位于印度或者东南亚的某个电话呼叫中心,在美国法律不能管辖之处。,
,反诈骗人士Jim Browning曾经接到一个自称是微软的诈骗电话,于是他反侵入这个诈骗中心的一台笔记本摄像头,用6个月的时间观察诈骗组织。今年5月,他把视频上传到了YouTube,获得了超过250万的点击量。,
,诈骗犯自称是微软公司的退款部门,其实都挤在印度一间黑网吧般的办公室里。,
,,印度诈骗团伙 图:Jim Browning
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,他观察到一个诈骗者上传了计划拨打的电话号码列表。这些目标对象都在另一场网络钓鱼弹窗中泄露了自己的信息,因此也是更容易被攻破的受害者。,
,诈骗中心付费使用了一个合法的网络机器人电话软件,以及另一个合法的电话号码批量生成软件,然后开始自己的表演。,
,诈骗团伙入侵受害人的电脑,劝说受害者登陆银行账户,再编辑网页代码,显示出远高于退款的金额。然后劝说受害者用礼品卡的形式退还“多余”的退款,并反复要求受害者不对银行提出任何问题。,
,Browning认为,这是他见过规模最小但也是最坏的团伙。他们通过“退款诈骗”侵入一名受害者的笔记本电脑,威胁她并盗取她子女的照片,最终试图删除她电脑上的所有信息。他在暗中观察的同时,没有让任何一人成为受害者。,
,,一名受害者 图:Jim Browning
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,Browning发现自己无法阻止诈骗团伙获得新的电话号码,但他替换了诈骗犯群发的语音信息,告诉收到消息的人这是一条诈骗信息。在观察诈骗团伙期间,Browning还偷偷上调了该团伙拨打诈骗电话的服务费用,以最快的速度花光了诈骗团伙的预存话费。,
,Browning向印度当地的网络警察发去了诈骗者的图像举报犯罪,但没有任何回音。,
,没有尽头的战争,
,Peter不记得自己在什么场合泄露了个人信息,能让他成为中文电信诈骗的对象。,
,他回忆,最近一名销售问他:“我可以要下你的电话号码吗?”,
,那时Peter犹豫了一秒,销售继续微笑问他:“你不会不记得自己的手机号码吧?”,
,出于礼貌以及对推销电话的厌恶,Peter留下了自己家里的座机电话。座机电话一天会响七八次,但他几乎从来不接。从网络钓鱼弹窗到购物、出行,几乎所有商业服务提供者都在试图获得顾客的信息,已经很难断定是哪个环节出卖了个人信息。,
,就连美国主要电信运营商也出卖过消费者的位置数据,这些数据准确到足以定位用户的位置。,
,机器人电话处于合法与非法的边界。谷歌的搜索引擎可以看到4家自动群拨电话的广告以及提供虚假电话号码的服务商。民意调查、慈善组织来电,都属于合法来电,美国的主要银行也通过机器人电话进行债务追讨。富国银行曾经向一名借款人打去6000多个机器人电话催债。,
,,合法的虚假电话号码服务 图:Jim Browning
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,针对推销广告,美国已经建立了National Do Not Call Registry数据库,不希望接到推销电话的人们可以登记自己的电话号码,合法推销者就不会电话骚扰他们。但是对于电信诈骗来说,这个数据库无法拦截他们。,
,虚假电话号码成为了阻击电信诈骗的难点,每当诈骗团伙伪装成本地的电话号码,都会造成识别困难。并且虚假电话号码在美国属于合法业务,比如当医生用私人手机向病人拨打电话,显示电话为办公室座机,是完全合法的。,
,电信诈骗则让来电显示为当地的电话号码,从而提高被诈骗对象接听电话的概率,甚至能够伪装成受害人亲属的电话号码。,
,美国联邦通信委员会法案已经明令禁止用虚假电话号码进行诈骗的行为。然而,法律还没有授权该机构追捕国际诈骗犯,对犯罪分子进行定位和采取行动。8月即将投票的这条新规则,旨在提供这些权力。,
,“呼叫中心欺诈者经常假装从可信组织打来电话,并使用压力策略对美国人进行诈骗。”Pai在声明中说,“我们必须用我们拥有的每一种工具来解决这个问题。有了这些新规则,我们就会在骗子试图利用短信进行国际诈骗者时,弥补执法的漏洞。”,
,执法行动可能包括扣押被诈骗团伙的美国资产,或者与外国合作打击电信诈骗。,
,美国的主要电信运营商把拦截机器人电话当作一门生意。不过在美国联邦通信委员会的压力下,AT&T已经成为了第一家免费提供机器人来电拦截的公司。此外受欢迎的拦截应用还有Robocall Killer。用户付出每月1美元的费用,用以拦截机器人电话呼叫。Robocall Killer还会说着不着边际的胡话去戏弄电信诈骗犯。但不是所有人都能用上内置拦截软件的智能手机,或者有意识付费使用软件。,
,批量拨打电话和虚假电话号码服务仍旧合法存在,美国联邦通信委员会就只能立法阻止电信诈骗犯使用这些工具。技术生而自由,但谁能最终战胜电信诈骗?,
,本文来自微信公众号:硅星人(ID:guixingren123),作者:CJ,编辑:Vicky Xiao,封面:视觉中国

ben wen lai zi wei xin gong zhong hao: gui xing ren ID: guixingren123, zuo zhe: CJ, bian ji: Vicky Xiao, feng mian: shi jue zhong guo,," zhe shi zui hou yi ci tong zhi mei guo yi min ju tong zhi, nin de qian zheng chu xian yi chang, ru xu zi xun qing an 9, you zhuan ren wei nin fu wu.",, zheng zai xue xi zhong wen de mei guo gong cheng shi Peter shou dao le zhe tiao zhong wen yu yin xin xi. ta xiang gui xing ren xun wen zhe duan lu yin de nei rong, fa xian shi zhen dui zai mei hua ren de dian xin zha pian zhao cuo le dui xiang. Peter zao dao peng you tiao kan:" ni zai zi ji de guo jia sheng huo hao xiang hai yong bu shang qian zheng ba?",, mei guo lian bang tong xin wei yuan hui zhong yu chu shou da ji kua guo dian xin zha pian, qi zhu xi Ajit Pai xuan bu jiang ti chu yi xiang ti an, jin zhi duan xin he guo ji dian hua shi yong xu jia de ben di dian hua hao ma, shi gai ji gou you quan zhui zong cheng fa lai zi hai wai de zha pian dian hua.,, ju mei guo fan zha pian gong si YouMail jian ce shu ju, 2019 nian 3 yue, mei guo chu xian le 52. 3 yi ge ji qi ren lai dian, chuang xia zui gao ji lu. yi ge guai quan chu xian le mei guo bu duan sheng ji fa an da ji dian xin zha pian, ji qi ren lai dian shu liang que lv chuang li shi xin gao.,, ji shu fa zhan da da jiang di le dian xin zha pian de cheng ben. ji shu wu zui, ji qi ren dian hua yi kao de ji shu xu jia dian hua hao ma VoIP ji shu he wang luo dian hua pi liang bo da fu wu, zai mei guo du bing bu wei fa.,, wei fa de shi zha pian fan ji qi pian shu. mei guo yi jing ba ben tu yi zha pian wei mu di shi yong xu jia dian hua hao ma lie ru fei fa xing wei. dan bu xing de shi, da duo shu zha pian dian hua lai zi hai wai, ye yi zhi xiao yao fa wai.,, ren men yi wei zhi yao bu tan lan qing xin, jiu bu hui meng shou sun shi. dan zai dian xin zha pian ju da de mu biao ji shu xia, zong you bu xing diao ru xian jing de lie wu, bi ru que fa" fan zha pian yi shi" de lao ren he qing shao nian.,, zhe shi yi chang ji shu de dou zheng, ye shi ren xing de bo yi.,, dian xin zha pian wu guo jie,, zhi jin mei you jie dao guo ji qi ren zha pian dian hua de ren, huo xu dou ke yi qu mai cai piao le.,," ru guo mei guo ren neng zai yi jian shi shang da cheng yi zhi, na jiu shi da jia dou dui ji qi ren lai dian bu sheng qi fan." mei guo lian bang tong xin wei yuan hui zhu xi Ajit Pai ceng zhuan wen xie dao, er ji qi ren lai dian ye ming lie gai ji gou tou su bang shou.,, sui zhe geng duo de zha pian dian hua bei shi bie he ping bi, zha pian tuan huo zhi neng tong guo geng jia feng kuang de dian hua shu liang lai wang luo shou hai zhe. zhe shi mei guo ji qi ren lai dian shu liang lv chuang xin gao de yuan yin zhi yi.,, suo yi bu yao jie ting mo sheng lai dian, yin wei zha pian zhe hui jiang ni shi wei geng yi gong po di dui xiang er ji shang ming dan, ni hui bei geng duo de ji qi ren dian hua hong zha.,,, yi wai heng cai kuai su zhi fu wei xie kong he dian xin zha pian zhe zong hui zhen dui ren xing de ruo dian xia shou, bing shi jia ya li. dang zha pian zhe zhun que bao chu shou hai zhe yin hang zhang hao hou san wei shu xing ming he di zhi deng zhen shi xin xi, bing zhi kong ta xi qian hou, dan fo shi yi ming shou hai zhe xia de zhuan chu le 9 wan mei yuan, ji hu sun shi le bi sheng ji xu.,,, gui xing ren shou dao de she hui an quan ma zha pian xin xi,, zai 2018 nian, jin jiu shang tu suo shi de she hui an quan ma zha pian yi an, mei guo lian bang tong xin wei yuan hui shou dao le 3 wan 5 qian ci ju bao, jing ji sun shi da dao 1000 wan mei yuan. zha pian dian hua xuan cheng zi ji lai zi gu ge wei ruan deng ke ji gong si, huo zhe shi mei guo she hui an quan ju yi min ju deng zheng fu ji gou de gong zuo ren yuan. dan zhei xie zha pian zhe shi ji shang ke neng wei yu yin du huo zhe dong nan ya de mou ge dian hua hu jiao zhong xin, zai mei guo fa lv bu neng guan xia zhi chu.,, fan zha pian ren shi Jim Browning ceng jing jie dao yi ge zi cheng shi wei ruan de zha pian dian hua, yu shi ta fan qin ru zhe ge zha pian zhong xin de yi tai bi ji ben she xiang tou, yong 6 ge yue de shi jian guan cha zha pian zu zhi. jin nian 5 yue, ta ba shi pin shang chuan dao le YouTube, huo de le chao guo 250 wan de dian ji liang.,, zha pian fan zi cheng shi wei ruan gong si de tui kuan bu men, qi shi dou ji zai yin du yi jian hei wang ba ban de ban gong shi li.,,, yin du zha pian tuan huo tu: Jim Browning,, ta guan cha dao yi ge zha pian zhe shang chuan le ji hua bo da de dian hua hao ma lie biao. zhei xie mu biao dui xiang dou zai ling yi chang wang luo diao yu dan chuang zhong xie lou le zi ji de xin xi, yin ci ye shi geng rong yi bei gong po di shou hai zhe.,, zha pian zhong xin fu fei shi yong le yi ge he fa de wang luo ji qi ren dian hua ruan jian, yi ji ling yi ge he fa de dian hua hao ma pi liang sheng cheng ruan jian, ran hou kai shi zi ji de biao yan.,, zha pian tuan huo ru qin shou hai ren de dian nao, quan shuo shou hai zhe deng lu yin hang zhang hu, zai bian ji wang ye dai ma, xian shi chu yuan gao yu tui kuan de jin e. ran hou quan shuo shou hai zhe yong li pin ka de xing shi tui huan" duo yu" de tui kuan, bing fan fu yao qiu shou hai zhe bu dui yin hang ti chu ren he wen ti.,, Browning ren wei, zhe shi ta jian guo gui mo zui xiao dan ye shi zui huai de tuan huo. ta men tong guo" tui kuan zha pian" qin ru yi ming shou hai zhe de bi ji ben dian nao, wei xie ta bing dao qu ta zi nv de zhao pian, zui zhong shi tu shan chu ta dian nao shang de suo you xin xi. ta zai an zhong guan cha de tong shi, mei you rang ren he yi ren cheng wei shou hai zhe.,,, yi ming shou hai zhe tu: Jim Browning,, Browning fa xian zi ji wu fa zu zhi zha pian tuan huo huo de xin de dian hua hao ma, dan ta ti huan le zha pian fan qun fa de yu yin xin xi, gao su shou dao xiao xi de ren zhe shi yi tiao zha pian xin xi. zai guan cha zha pian tuan huo qi jian, Browning hai tou tou shang diao le gai tuan huo bo da zha pian dian hua de fu wu fei yong, yi zui kuai de su du hua guang le zha pian tuan huo de yu cun hua fei.,, Browning xiang yin du dang di de wang luo jing cha fa qu le zha pian zhe de tu xiang ju bao fan zui, dan mei you ren he hui yin.,, mei you jin tou de zhan zheng,, Peter bu ji de zi ji zai shen me chang he xie lou le ge ren xin xi, neng rang ta cheng wei zhong wen dian xin zha pian de dui xiang.,, ta hui yi, zui jin yi ming xiao shou wen ta:" wo ke yi yao xia ni de dian hua hao ma ma?",, na shi Peter you yu le yi miao, xiao shou ji xu wei xiao wen ta:" ni bu hui bu ji de zi ji de shou ji hao ma ba?",, chu yu li mao yi ji dui tui xiao dian hua de yan wu, Peter liu xia le zi ji jia li de zuo ji dian hua. zuo ji dian hua yi tian hui xiang qi ba ci, dan ta ji hu cong lai bu jie. cong wang luo diao yu dan chuang dao gou wu chu xing, ji hu suo you shang ye fu wu ti gong zhe dou zai shi tu huo de gu ke de xin xi, yi jing hen nan duan ding shi nei ge huan jie chu mai le ge ren xin xi.,, jiu lian mei guo zhu yao dian xin yun ying shang ye chu mai guo xiao fei zhe de wei zhi shu ju, zhei xie shu ju zhun que dao zu yi ding wei yong hu de wei zhi.,, ji qi ren dian hua chu yu he fa yu fei fa de bian jie. gu ge de sou suo yin qing ke yi kan dao 4 jia zi dong qun bo dian hua de guang gao yi ji ti gong xu jia dian hua hao ma de fu wu shang. min yi diao cha ci shan zu zhi lai dian, dou shu yu he fa lai dian, mei guo de zhu yao yin hang ye tong guo ji qi ren dian hua jin xing zhai wu zhui tao. fu guo yin hang ceng jing xiang yi ming jie kuan ren da qu 6000 duo ge ji qi ren dian hua cui zhai.,,, he fa de xu jia dian hua hao ma fu wu tu: Jim Browning,, zhen dui tui xiao guang gao, mei guo yi jing jian li le National Do Not Call Registry shu ju ku, bu xi wang jie dao tui xiao dian hua de ren men ke yi deng ji zi ji de dian hua hao ma, he fa tui xiao zhe jiu bu hui dian hua sao rao ta men. dan shi dui yu dian xin zha pian lai shuo, zhe ge shu ju ku wu fa lan jie ta men.,, xu jia dian hua hao ma cheng wei le zu ji dian xin zha pian de nan dian, mei dang zha pian tuan huo wei zhuang cheng ben di de dian hua hao ma, dou hui zao cheng shi bie kun nan. bing qie xu jia dian hua hao ma zai mei guo shu yu he fa ye wu, bi ru dang yi sheng yong si ren shou ji xiang bing ren bo da dian hua, xian shi dian hua wei ban gong shi zuo ji, shi wan quan he fa de.,, dian xin zha pian ze rang lai dian xian shi wei dang di de dian hua hao ma, cong er ti gao bei zha pian dui xiang jie ting dian hua de gai lv, shen zhi neng gou wei zhuang cheng shou hai ren qin shu de dian hua hao ma.,, mei guo lian bang tong xin wei yuan hui fa an yi jing ming ling jin zhi yong xu jia dian hua hao ma jin xing zha pian de xing wei. ran er, fa lv hai mei you shou quan gai ji gou zhui bu guo ji zha pian fan, dui fan zui fen zi jin xing ding wei he cai qu xing dong. 8 yue ji jiang tou piao de zhe tiao xin gui ze, zhi zai ti gong zhei xie quan li.,," hu jiao zhong xin qi zha zhe jing chang jia zhuang cong ke xin zu zhi da lai dian hua, bing shi yong ya li ce lue dui mei guo ren jin xing zha pian." Pai zai sheng ming zhong shuo," wo men bi xu yong wo men yong you de mei yi zhong gong ju lai jie jue zhe ge wen ti. you le zhei xie xin gui ze, wo men jiu hui zai pian zi shi tu li yong duan xin jin xing guo ji zha pian zhe shi, mi bu zhi fa de lou dong.",, zhi fa xing dong ke neng bao kuo kou ya bei zha pian tuan huo de mei guo zi chan, huo zhe yu wai guo he zuo da ji dian xin zha pian.,, mei guo de zhu yao dian xin yun ying shang ba lan jie ji qi ren dian hua dang zuo yi men sheng yi. bu guo zai mei guo lian bang tong xin wei yuan hui de ya li xia, AT amp T yi jing cheng wei le di yi jia mian fei ti gong ji qi ren lai dian lan jie de gong si. ci wai shou huan ying de lan jie ying yong hai you Robocall Killer. yong hu fu chu mei yue 1 mei yuan de fei yong, yong yi lan jie ji qi ren dian hua hu jiao. Robocall Killer hai hui shuo zhe bu zhuo bian ji de hu hua qu xi nong dian xin zha pian fan. dan bu shi suo you ren dou neng yong shang nei zhi lan jie ruan jian de zhi neng shou ji, huo zhe you yi shi fu fei shi yong ruan jian.,, pi liang bo da dian hua he xu jia dian hua hao ma fu wu reng jiu he fa cun zai, mei guo lian bang tong xin wei yuan hui jiu zhi neng li fa zu zhi dian xin zha pian fan shi yong zhei xie gong ju. ji shu sheng er zi you, dan shui neng zui zhong zhan sheng dian xin zha pian?,, ben wen lai zi wei xin gong zhong hao: gui xing ren ID: guixingren123, zuo zhe: CJ, bian ji: Vicky Xiao, feng mian: shi jue zhong guo

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